Big Loan Scheme

About This Scheme

"Big Loan Scheme" by the Delhi Scheduled Castes/Other Backward Classes/Minorities & Handicapped Finance and Development Corporation Limited (DSFDC), Government of National Capital Territory (GNCT) of Delhi, aims to provide term loans up to ₹5,00,000/- for setting up income-generating activities under permissible non-polluting trades in Delhi. The scheme targets marginalized groups, including Scheduled Castes, Other Backward Classes, Minorities, Safai Karamcharis, and Persons with Disabilities. The scheme is implemented by DSFDC in collaboration with National Apex Corporations.

What You Get

As set out by Government of India.

• Term loan of up to ₹5,00,000/- as a part of the total project cost / loan demanded by the aspirant applicants/beneficiaries on case to case basis.
• Repay the loan in 60 monthly installments over five years with a six-month moratorium period.
• For Persons with Disabilities, the maximum repayment period is ten years with a three-month moratorium period.

Am I Eligible?

You may be eligible if all of these are true for you.

• The applicant should be a permanent resident of Delhi.
• The applicant’s age should be between 18 and 50 years.
• The applicant should be from one of the following target groups - Scheduled Castes, Other Backward Classes, Minorities, Safai Karamcharis, and Persons with Disabilities.
• The annual family income of the applicant under Scheduled Castes, Other Backward Classes, and Minority categories should not exceed ₹1,20,000/- per annum.
• For the creamy layer of the Minority category, the maximum income ceiling is ₹6,00,000/- per annum.
• There is no income limit under Persons with Disabilities and Safai Karamchari categories.
• The applicant should not have been declared a defaulter under any scheme of DSFDC, Nationalized Bank, Financial Institution, or Co-operative Bank.
• The applicant should possess knowledge and experience as per the requirement of the scheme.

Final eligibility is decided by the government department handling this scheme.

Required Documents

myScheme, Government of India does not list the documents for this scheme. The department's own website often does - check the official links below before you set off, or ask at the office where you apply.

How to Apply

1. 1 Obtain the prescribed format of the application form from the DSFDC Head Office (Rohini) or Branch Offices (Rajpur Road, Nand Nagari, and Mangol Puri) or download the prescribed format of the application form from the official website.
2. 2 Take print of the form. Fill in all the mandatory fields completely and accurately, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
3. 3 Submit the duly filled and signed application form along with the documents to the nearest DSFDC office. Pay the processing fee of ₹350/-.

Official Documents and Links

Published by the department that runs this scheme.

• Guidelines
• Application Form